Five rate rises have cut how much first home buyers can borrow by roughly 10%. Here's why, how much, and practical ways to win some of it back.

Most lenders have passed on the November rate rise and new repayments start this month. Here's a 15-minute check to see if you're paying more than you need to.

The RBA raised the cash rate to 4.85% on 3 November 2026, its fifth rise this year. Here's why, what it means for your repayments, and what may come next.

At least two lenders now offer 40-year investment loans with up to 10 years interest-only. Here are the real numbers on pairing one with an existing home loan, and how to use the lower repayment to pay off your home years sooner.

A new survey found nearly one in five Australians say they've used AI on home loan documents. Here's where AI genuinely helps first home buyers, where the line is, and what to do instead if your paperwork isn't how you'd like it.

Offset loans often cost more through a higher rate or package fee. Here's what an underused offset really costs, and the balance you need to break even.

Weekly repayments are often said to take years off your mortgage. Here's when that's true, when it barely matters, and what really drives the saving.

With the 31 October lodgement deadline days away, here's why business owners planning to buy or refinance in the next year should think about when their 2025-26 return gets lodged.

As prices ease, more bank valuations come in below the agreed purchase price. Here's what a valuation shortfall does to your loan and deposit, and the steps that protect you before and after you sign.

Perth prices have come off their April peak and buyers have more room to negotiate. Here's the balanced case for and against buying now, and what Perth's past downturns meant for buyers 5, 10 and 15 years later.

More lenders now offer 40-year home loans. Here's what a longer term really does to your repayments, your borrowing power and your total interest, and how to use one without paying for it.

More lenders have opened the government's Help to Buy scheme to brokers. Here's how the 2% deposit shared-equity scheme works in WA, who qualifies, and the trade-offs to weigh before you use it.

On Tuesday 29 September 2026, the Reserve Bank of Australia raised the official cash rate by 0.25% to 4.60%. It's the fourth increase this year and takes the cash rate to its highest level since late 2011. The decision was widely expected, but that doesn't make it any easier on household budgets. In this article I'll explain why the RBA moved, what may happen next, and what the decision means in practice for three groups: people who already have a mortgage, people who are abo

How a limited family guarantee can help first home buyers avoid LMI and buy sooner, without a family member gifting any cash.

Buy where the numbers work and keep renting where you want to live — how rentvesting can get first home buyers into the market sooner.