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Federal Budget Property Investment Changes: What Do They Really Mean for Everyday Investors?
The proposed negative gearing changes have generated plenty of headlines. But what do they actually mean for a typical Australian investor? Perth mortgage broker Ian Freeman runs the real numbers on a $750,000 investment property — and the answer may surprise you.
Ian Freeman
Jun 24 min read


Building a Home in WA — The Complete Guide to Construction Loans
A full guide to WA construction loans: progress payments, land + build structuring, valuations, fixed-price contracts, variations, deposits, FHOG, and what happens when costs increase.
Ian Freeman
18 hours ago5 min read


What Is Mortgage Stress — And What Actually Helps?
Mortgage stress searches just hit a record high in Australia. Here's what the 30% rule actually means, why it's climbed all year, and the concrete steps that help if repayments are biting.
Ian Freeman
1 day ago4 min read
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