How business owners with a looming tax bill or ATO payment plan are using alt doc home loans to consolidate it — and what generally varies from lender to lender.

The big four banks disagree on whether the RBA will raise rates again on 29 September. Here's what's driving the split and what it means for your repayments and borrowing power.

A full guide to WA construction loans: progress payments, land + build structuring, valuations, fixed-price contracts, variations, deposits, FHOG, and what happens when costs increase.

Australia's property downturn has spread to 93% of capital city suburbs. If you're planning to upgrade, a softening market might work in your favour more than you'd think — here's the maths.

Mortgage stress searches just hit a record high in Australia. Here's what the 30% rule actually means, why it's climbed all year, and the concrete steps that help if repayments are biting.

Buyer numbers at open homes have roughly halved. Here's what's actually changed for first home buyers in Perth's cooling market — and what hasn't.

Perth prices have started to slip and plenty of buyers are choosing to wait. Here's what Australia's last four downturns actually looked like, the honest case for and against buying into a falling market, and the six questions that matter more than the direction of the next index.

How guarantor home loans actually work in WA — limited guarantees, the 80/20 structure, real risks for parents, servicing, equity requirements, and how release works.

The maths is nearly a tie. The right choice depends on your discipline, your goals, and whether this home might one day become an investment.

Everything WA first home buyers need to know in 2026: deposit pathways, the 5% Deposit Scheme, Keystart, Help to Buy shared equity, stamp duty thresholds, the FHOG, and how to combine them.

How construction loans work, how progress payments are drawn down, and what to check before you sign a building contract.

A $600,000 loan at 6% over 25 years costs $559,742 in interest. Here's exactly what it takes — in real dollars — to pay it off in 20, 15 or 10 years instead, and why a stepped repayment plan beats picking one number and locking it in.

Most people start an extra-repayment habit strong, then life gets busier. Here's what 2 years of consistency is actually worth on a $600k loan — and what stopping costs.

A real $800k investment property case study under Australia's 2026 negative gearing changes — including whether there’s a neutral-gearing ‘sweet spot’ loan size, and how to re-weight OO vs investment debt for the best tax outcome.

Peak debt sounds scary. End debt is what you're actually assessed on. Here's the step-by-step process Perth upgraders use to buy their next home before selling the current one.