A real $800k investment property case study under Australia's 2026 negative gearing changes — including whether there’s a neutral-gearing ‘sweet spot’ loan size, and how to re-weight OO vs investment debt for the best tax outcome.

Perth's median dwelling value has pushed past $1.05 million, above both the 5% Deposit Scheme cap and the WA FHOG threshold. Here's what still fits under cap, and how to stack the schemes that are still available to you.

The RBA has held the cash rate at 4.35% since June, yet Macquarie, NAB, ANZ and ING have all trimmed fixed home loan rates in recent weeks. Here's what's really driving the moves and what it means for your next home loan.