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The RBA lifts rates to 4.85%: what November's rise means for you
The RBA raised the cash rate to 4.85% on 3 November 2026, its fifth rise this year. Here's why, what it means for your repayments, and what may come next.
Ian Freeman
Nov 34 min read


A 40-Year Interest-Only Investment Loan Next to Your Home Loan: How to Use It to Clear Your Home Sooner
At least two lenders now offer 40-year investment loans with up to 10 years interest-only. Here are the real numbers on pairing one with an existing home loan, and how to use the lower repayment to pay off your home years sooner.
Ian Freeman
Nov 26 min read


Buying While Prices Ease: What Perth's History Says About Holding Long Term
Perth prices have come off their April peak and buyers have more room to negotiate. Here's the balanced case for and against buying now, and what Perth's past downturns meant for buyers 5, 10 and 15 years later.
Ian Freeman
Oct 216 min read
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