Five rate rises have cut how much first home buyers can borrow by roughly 10%. Here's why, how much, and practical ways to win some of it back.

A new survey found nearly one in five Australians say they've used AI on home loan documents. Here's where AI genuinely helps first home buyers, where the line is, and what to do instead if your paperwork isn't how you'd like it.

As prices ease, more bank valuations come in below the agreed purchase price. Here's what a valuation shortfall does to your loan and deposit, and the steps that protect you before and after you sign.