Most lenders have passed on the November rate rise and new repayments start this month. Here's a 15-minute check to see if you're paying more than you need to.

Offset loans often cost more through a higher rate or package fee. Here's what an underused offset really costs, and the balance you need to break even.

Weekly repayments are often said to take years off your mortgage. Here's when that's true, when it barely matters, and what really drives the saving.